$527,000
($125,553 down)1130 S SURFSIDE Drive, Gilbert, AZ 85233
PITI Monthly
Listing courtesy of: Cole Nasser, Property Hub LLC
Assumed Rate
6.81%
7.15%Principal & Interest
$2,689 /mo
$2,783 /moWhat's Special
Step into modern farmhouse with this fully remodeled 3 bed, 2.5 bath home, updated from top to bottom. Located in one of Gilbert's most desirable neighborhoods, The Islands. This move-in ready property features a brand-new kitchen with sleek cabinetry, quartz countertops, and stainless-steel appliances. The open concept living and dining areas are filled with natural light and boast new flooring, fresh paint, and updated fixtures throughout. Both bathrooms have been completely redone with high-end finishes as well as an expansion of the primary ensuite. The spacious backyard includes an outdoor kitchen and half bath offering endless possibilities for entertaining or creating your own private oasis. Exterior has also just been painted. Don't miss your chance to own this turnkey beauty!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 8 months
Monthly PITI
$3,256.75/mo
Estimated Loan Balance
$403,067
Cash to close
$125,553
Interest Paid
$64,685
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Cooling & Heating
- Cooling: Central Air, Ceiling Fan(s)
- Heating: Electric
Features
- Materials: Stucco, Wood Frame, Painted
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: 1 Fireplace, Family Room
- Flooring: Vinyl
Exterior
Fencing
- Fencing: Block
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: Yes
- Carport Spaces: 2
Water
- Sewer: Public Sewer
- Water Source: City Water
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 2
- Home type: Single Family Residence
- Architectural Style:
Materials
- Stucco, Wood Frame, Painted
- Roof: Tile
Condition
- Year Built: 1988
Details
- Builder: Unknown
Community & HOA
Community
- Subdivision: TRADE WINDS AT THE ISLANDS LOT 99-115 TR A-C
- Features: Lake, Playground, Biking/Walking Path
HOA
- Has HOA: Yes
- HOA Name: Island HOA
- HOA Amenities: Unknown
- HOA Fee: $382.68
- HOA Frequency: $Semi-Annually
Location
- Region: Gilbert
Financial Details
- Price per Sqft: $364.45
- Tax Annual Amount: $1310
- On Market Date: 2025-05-10T23:40:03.000Z
Inquire about this property
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $125,553!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6864747
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-05-15T01:50:00.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
6.81%
7.15%Principal & Interest
$2,689 /mo
$2,783 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $125,553!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Ramon CasausROC Real Estate Partners(602) 851-8048ramon.casaus@rocrep.comMLS SA703844000Resources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than ROC Real Estate Partners are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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