Ramon Casaus

Ramon Casaus

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$200,000

($109,773 down)
FHA

1438 S 112TH Avenue, Avondale, AZ 85323

2
1
1,000 sqft
PITI Monthly
$891.39 /mo

Listing courtesy of: Belinda W Li, My Home Group Real Estate

Assumed Rate

3.97%
7.15%

Principal & Interest

$508 /mo
$722 /mo

What's Special

DINING
PATIO
CHARMING

Look no more! Great opportunity to own this charming 2-bedroom home on a desirable corner lot. Inside, you'll find a neutral palette and a taste of tile & carpet flooring in all the right places. Enjoy a welcoming living/dining room, ideal for entertaining guests. Cook delicious meals in the kitchen, which showcases white cabinetry and built-in appliances. Both bedrooms offer a peaceful retreat. Put the workshop to good use for your projects or storage needs. Tranquility awaits in the backyard, complete w/ a covered patio, and plenty of room to personalize. Conveniently located near shops, restaurants, and more! Make this home yours now!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.97
Remaining Loan Term
22 years, 5 months
Monthly PITI
$891.39/mo
Estimated Loan Balance
$98,255
Cash to close
$109,773
Interest Paid
$29,846

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Wood Siding, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Wood Siding, Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 1941
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: CASHION ACRES
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $200
  • Tax Annual Amount: $1890
  • On Market Date: 2025-05-16T07:30:01.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $109,773 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $109,773!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$90,227
Your Cash:$109,773
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$508/mo
Traditional @ 7.15%
$748/mo
You save $240/month ($2,883/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6866484

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-16T07:30:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.97%
7.15%

Principal & Interest

$508 /mo
$722 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $109,773 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $109,773!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$90,227
Your Cash:$109,773
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$508/mo
Traditional @ 7.15%
$748/mo
You save $240/month ($2,883/year)

*Secondary financing rates are an estimated value based on input

Follow Us
ROC Real Estate Partners
Agent/Broker
Ramon CasausROC Real Estate Partners(602) 851-8048ramon.casaus@rocrep.comMLS SA703844000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than ROC Real Estate Partners are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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