Ramon Casaus

Ramon Casaus

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$565,000

($112,325 down)
VA

18630 W LAWRENCE Lane, Waddell, AZ 85355

4
3
2,563 sqft
PITI Monthly
$2,408.68 /mo

Listing courtesy of: Naleka Pegueros, eXp Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,074 /mo
$3,292 /mo

What's Special

MINUTES AWAY
SPACIOUS
WALK-IN CLOSET
PATIO
COMMUNITY POOL

This single-story home blends comfort and function with 4 spacious bedrooms—each with a walk-in closet—and an open kitchen with a large island that flows into the great room and covered patio, perfect for relaxing or entertaining. A bonus den adds flexible space for work or hobbies. This home features its **own brand-new pool**, plus it's less than 10 minutes away from community pools, parks, and waterslides! Just minutes from the White Tank Mountains for hiking and biking, with a laid-back vibe, quick freeway access, and tons of new restaurants and shops nearby!! Come check this one out!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,408.68/mo
Estimated Loan Balance
$453,588
Cash to close
$112,325
Interest Paid
$48,177

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: ENERGY STAR Qualified Equipment, Electric
Features
  • Materials: Spray Foam Insulation, Stucco, Wood Frame, Low VOC Paint, Painted, Ducts Professionally Air-Sealed
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: None, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Spray Foam Insulation, Stucco, Wood Frame, Low VOC Paint, Painted, Ducts Professionally Air-Sealed
  • Roof: Tile, Concrete
Condition
  • Year Built: 2019
Details
  • Builder: Meritage Homes

Community & HOA

Community
  • Subdivision: WHITE TANK FOOTHILLS PARCEL 17
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: White Tank HOA
  • HOA Amenities: Unknown
  • HOA Fee: $238.35
  • HOA Frequency: $Quarterly
Location
  • Region: Waddell

Financial Details

  • Price per Sqft: $220.44
  • Tax Annual Amount: $2022
  • On Market Date: 2025-05-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $112,325 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $112,325!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$452,675
Your Cash$112,325
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,074/mo
Traditional @ 7.15%
$3,415/mo
You save $1,341/month ($16,097/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6865574

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-16T17:10:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,074 /mo
$3,292 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $112,325 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $112,325!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$452,675
Your Cash$112,325
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,074/mo
Traditional @ 7.15%
$3,415/mo
You save $1,341/month ($16,097/year)

*Secondary financing rates are an estimated value based on input

Follow Us
ROC Real Estate Partners
Agent/Broker
Ramon CasausROC Real Estate Partners(602) 851-8048ramon.casaus@rocrep.comMLS SA703844000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than ROC Real Estate Partners are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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