Ramon Casaus

Ramon Casaus

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$515,000

($140,369 down)
FHA

20607 W POINT RIDGE Road, Buckeye, AZ 85396

4
3
1,710 sqft
PITI Monthly
$2,596.67 /mo

Listing courtesy of: Cheryl Wood, West USA Realty

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,929 /mo
$2,673 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
WALK-IN CLOSET
PATIO
WALKING TRAILS
CHARMING

Discover your slice of paradise in this immaculate single-story home featuring 4 spacious bedrooms and 3 full bathrooms, nestled in the charming community of Verrado. With a beautifully designed paver driveway and inviting front porch, this home offers curb appeal and warmth from the moment you arrive. Step inside to an open entryway that showcases soaring 10-foot ceilings, creating a bright and airy atmosphere. The private guest ensuite, complete with a full bathroom and walk-in closet, provides an ideal space for visitors. The heart of the home is a gorgeous chef's kitchen, equipped with a gas range, a stylish range hood, shaker cabinets, and elegant granite countertops. The expansive island is perfect for entertaining, making this kitchen a true delight for culinary enthusiasts Throughout the home, you'll find plantation shutters, wood plank tile, and ceiling fans that enhance comfort and style. A water softener adds convenience, ensuring a luxurious living experience. The primary bedroom impresses with tray ceilings and plantation shutters, complemented by a massive walk-in shower in the ensuite. The well-appointed laundry room features shaker cabinets for added storage. Step through the impressive 14-foot slider to your backyard, designed for relaxation and entertainment. Enjoy the low-maintenance turf and paver patio, complete with a gas stub for a future hot tub and another for a future BBQ. The extended garage is a true bonus, with an EV charger, built-in cabinets, extra space on each side, epoxy flooring and overhead storage-perfect for keeping your space organized. This home also features a holiday light package with the outlets for lights located in the eaves and a convenient light switch inside. A drop zone for keys and bags near the garage entrance adds practicality to your daily routine. Living in Verrado means enjoying a vibrant community with lush parks, picturesque trees, breathtaking mountains, and numerous hiking/biking/walking trails. Residents can take advantage of two sparkling pools, a community gym, golf courses, and a variety of shopping and dining options. Don't miss out on this exceptional home that combines luxury, comfort, and an unbeatable community lifestyle.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 0 months
Monthly PITI
$2,596.67/mo
Estimated Loan Balance
$375,256
Cash to close
$140,369
Interest Paid
$48,255

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2016
Details
  • Builder: Mattamy

Community & HOA

Community
  • Subdivision: VERRADO PHASE 3 SOUTH PHASE C
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Verrado Community As
  • HOA Amenities: Unknown
  • HOA Fee: $114
  • HOA Frequency: $Monthly
Location
  • Region: Buckeye

Financial Details

  • Price per Sqft: $301.17
  • Tax Annual Amount: $2652
  • On Market Date: 2025-05-14T00:00:00.000Z
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Savings Calculator

Current cash to close is $140,369 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $140,369!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$374,631
Your Cash$140,369
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,929/mo
Traditional @ 7.15%
$2,773/mo
You save $844/month ($10,132/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6854629

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-16T18:40:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,929 /mo
$2,673 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $140,369 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $140,369!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$374,631
Your Cash$140,369
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,929/mo
Traditional @ 7.15%
$2,773/mo
You save $844/month ($10,132/year)

*Secondary financing rates are an estimated value based on input

Follow Us
ROC Real Estate Partners
Agent/Broker
Ramon CasausROC Real Estate Partners(602) 851-8048ramon.casaus@rocrep.comMLS SA703844000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than ROC Real Estate Partners are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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